Welcome to BNS
We created BNS to help people stop guessing with their money and start making intentional financial decisions.
Here you’ll find practical, easy-to-use budgeting tools designed to give you a clear financial overview, save time, and reduce money-related stress—no advanced skills required.
Gain Financial Clarity
See exactly where your money comes from and where it goes with a clear annual overview that keeps everything organized in one place.
Build Consistent Money Habits
By tracking your finances month after month, BNS helps you stay consistent, focused, and aligned with your financial goals throughout the year.
Our Story
BNS was born from a simple need: creating a budgeting system that actually works in everyday life.
After testing countless spreadsheets and complicated tools, we designed a clean, flexible annual planner that anyone can use—whether you’re managing personal finances, a family budget, or a small business.